It’s the moment we all dread — having to choose between your bank account and your best friend.
I’d choose my dog every single time, but I’ve met people forced into much harder positions, like a woman who spent her rent money to save her dog, consequences be damned.
From my experience as a pet parent, I got pet insurance not only to avoid risking my savings, but for the peace of mind it gives me. There is nothing more heartbreaking than seeing your pet injured, watching them look up at you with those puppy dog eyes, and realizing that all the hugs and treats in the world won’t fix the pain.
But what if you didn’t need to make such a drastic choice?
Pros:
- Includes items most other pet insurance companies charge extra for, including behavioral therapy, prescription food and microchip implantation
- Keeps the plan selection simple with two plan types: accident-only and accident and illness
- From 8-week-old puppies to 21-year-old seniors, Spot ensures age isn’t a barrier to care
Cons:
- Requires you to pay the vet upfront before submitting a claim for digital reimbursement
Spot Pet Insurance is available for both cats and dogs.
As the fastest-growing pet insurance provider in the U.S., according to the Inc. 5000, Spot has already reimbursed over $354 million in covered vet bills to pet parents.
If you are bringing home an eight-week-old puppy or caring for a 21-year-old senior, pet insurance can help ensure that the rising costs of veterinary medicine don’t dictate the quality of care your pet receives.
I’d be broke without my pet insurance. Recently, my Mini Sheepadoodle, Lucy, broke away from her dog walker and took a one-hour tour of New York City at top speeds.
By the time I was able to catch her using her AirTag location, her paws were shredded, raw and bleeding from the pavement, and we were sprinting again — this time to the emergency vet.
I never walk out of the vet for less than $250, often more, and she’s only 5, just wait until old age sets in. By setting aside just a sliver of your paycheck each month, you help ensure that when the worst happens, you can focus on healing rather than the cost.
That is why I’ve become such a fierce advocate for pet insurance; it turns a potential financial crisis into something manageable.
The peace of mind I found is exactly what pet insurance is designed to provide, moving beyond just coverage to true innovation for pet owners. Pet insurance can help when your dog is limping or recovering from a five-alarm scare; the last thing you want to do is navigate a bureaucratic maze.
Spot Pet Insurance is one of the top-rated pet insurance options on the market, offering automated claims processing designed to get your reimbursement back fast.
Plans cover both accidents and illnesses, with an accident-only option also available for cats and dogs. As the fastest-growing pet insurance provider in the U.S., per the 2024 Inc. 5000, Spot has already reimbursed over $354 million in covered vet bills to pet parents.
Because when Lucy looks up at me with those eyes, the only thing I want to be thinking about is her, not my bank account.
This article was written by Emma Sutton-Williams, New York Post Commerce Reporter. Proud dog mom to a Mini Sheepadoodle named Lucy, Emma routinely tests top-rated pet products with her pup to find the best recommendations for fellow pet owners. In search of the best dog food brands, leashes, harnesses and more, Emma taps veterinarians and experts like Cesar Millan, better known as the “Dog Whisperer,” for pet health advice, FAQs and training secrets. In addition to her work at the Post, Emma’s byline has appeared in Rolling Stone, Oprah Daily, Parents, InStyle, StyleCaster and more.
